Affordable Home Buying Program -

: Offers up to $30,000 in ARPA-funded assistance as a zero-interest deferred payment loan.

: Low-down-payment options such as 3.5% down for FHA or 3% down for Freddie Mac's Home Possible program.

: Requires "sweat equity" and provides affordable mortgages where monthly payments do not exceed 30% of gross income. State and Federal Programs affordable home buying program

Are you in a (e.g., teacher, first responder)? What is your approximate household income ? Expand map Single Family Housing Programs - USDA Rural Development

: Jointly managed by the City of Pensacola and Escambia County , offering up to $12,500 for low-income families. : Offers up to $30,000 in ARPA-funded assistance

: Allows qualifying individuals to buy or build homes in rural areas with no money down .

: Offers up to $35,000 (or 5% of the loan amount) for frontline workers like teachers, healthcare staff, and veterans. State and Federal Programs Are you in a (e

Several affordable home buying programs provide financial support for low-to-moderate-income families through grants, forgivable loans, and low-down-payment mortgages. Depending on your location, you may qualify for up to in assistance. Local Assistance (Pensacola & Escambia County)