Not all cards are created equal. Match the card to your current financial situation:
If you are currently enrolled in college, these often have lower barriers to entry. apply for a creditcard
Many issuers, such as NerdWallet , offer pre-qualification tools that let you see your chances of approval without affecting your credit score. 2. Choose the Right Type of Card Not all cards are created equal
If you are over 21, you can often include household income (like a spouse's earnings). If you're under 21, you can generally only count your own wages, scholarships, or regular deposits from a parent. 4. Read the Fine Print Before hitting "submit," check for these key factors: 6 Tips for Your First Credit Card and Social Security number.
Before applying, you need to know where you stand. Applying for a card usually triggers a , which can temporarily lower your credit score.
Full name, birth date, and Social Security number.