Best Buy Credit Offers May 2026

If you choose "Standard Credit" rather than financing, you earn points that can be redeemed for Best Buy certificates (250 points = $5 certificate).

: Earn 15% back on your first day of purchases made within 14 days of account opening.

: Instead of rewards, you can choose flexible financing on your first purchase. Standard Reward Rates best buy credit offers

: Available on appliances and grills of $599 and up .

For large purchases, you can forgo rewards to use deferred interest plans. You must pay the full balance within the period to avoid high interest. If you choose "Standard Credit" rather than financing,

Best Buy offers two primary credit cards issued through : the My Best Buy Store Card (limited to Best Buy) and the My Best Buy Visa Card (accepted anywhere Visa is). Both cards provide a choice between earning rewards points or utilizing deferred interest financing on qualifying purchases. Introductory Offers (April 2026)

: Earned on the My Best Buy Visa at gas stations. Standard Reward Rates : Available on appliances and

: Earned on the My Best Buy Visa at restaurants, bars, and grocery stores.