Do you have five-lever mortice deadlocks or an approved alarm system?

Is it a 1920s terrace or a modern steel-framed apartment?

Is the property in a known flood zone or a high-crime area?

Building insurance is designed to cover the —the actual price of labor and materials to reconstruct your home from the ground up. This usually includes: Demolition and site clearance. Architect and surveyor fees. Current local construction rates. 2. What Information Will You Need?