Once an offer is accepted, you sign a contrato de arras and pay a deposit (usually 10% ).

The Número de Identificación de Extranjero (NIE) is a mandatory tax ID for non-Spanish residents. You can obtain this at a Spanish consulate or a local police station.

Professional services like Inspire Property Experts or Larsson Estate can assist with property searches, appraisals, and price negotiations. 4. The Buying Process

Use sites like Idealista, Habitaclia, and Fotocasa to browse current listings.

Always factor in the ~12% extra for taxes and fees.

Especially for older apartments in the Old Town, a structural survey can save you from costly future renovations.

Ensure you have documentation for your income and personal contribution (equity) ready, as Spanish banks often require these for both account opening and mortgages. 2. Market Prices by Neighborhood (2026 Estimates)

The sale is finalized in front of a Public Notary , where the remaining balance is paid and keys are handed over. 5. Common Pitfalls to Avoid