Buy Authorized User — Accounts

Usually, the buyer does not receive a physical card and cannot spend the seller's money; the card is sent to the primary cardholder’s address. The Benefits vs. The Risks

In a typical transaction, a third-party company acts as a broker between "sellers" (people with high-limit, long-aged credit cards) and "buyers" (people looking to improve their credit). buy authorized user accounts

Which Credit Cards Help Authorized Users Build Credit? - NerdWallet Usually, the buyer does not receive a physical

You pay a fee (often ranging from $300 to over $1,000) to be added as an authorized user. buy authorized user accounts

While companies like Tradeline Supply Company claim this can provide a quick bump, major financial institutions and credit bureaus often view the practice as deceptive or even fraudulent. How Buying Tradelines Works