In BHPH, a "broken car = broken payment." If the car dies, the customer almost always stops paying.
To maintain a high-turnover lot, BHPH dealers often buy vehicles in bulk to lower their per-unit cost. Since these dealerships typically target lower price points ($5,000–$10,000 retail), finding reliable, high-volume sources is critical. buy here pay here bulk purchase
Larger franchise dealerships often sell their "low-line" trade-ins (cars they won't sell on their own brand-name lot) in bulk to independent BHPH lots. Portfolio Sales (Bulk Note Buying) In BHPH, a "broken car = broken payment