Buying A Car After Chapter 13 Discharge File

Even with the discharge, your score might still be in the "subprime" range (500s to low 600s). I found that traditional big-box banks were still a bit cold, but credit unions and specialized "fresh start" programs were much more welcoming.

Rating: ⭐⭐⭐⭐

Some dealerships were hesitant until they saw the actual discharge paperwork. Keep a digital and physical copy of your Discharge Order and your Schedules handy. It proves the debt is gone. buying a car after chapter 13 discharge