In Australia, you cannot withdraw your regular employer contributions early, but you can use voluntary contributions: Can I Use My 401(K) to Buy a House? - Investopedia
Canada offers a dedicated program for first-time buyers using their Registered Retirement Savings Plan (RRSP): can i borrow from my pension to buy a house
: First-time homebuyers can withdraw up to $10,000 penalty-free. In Australia, you cannot withdraw your regular employer
You pay interest back into your own account, usually at the prime rate plus 1-2%. can i borrow from my pension to buy a house