Farm Loans: VA Home Loans - Veterans Benefits Administration

: This combines the cost of the land and the home construction into a single mortgage. Construction must typically begin within a year.

There are three primary ways to use your VA benefits for a land purchase:

To qualify, the land and the proposed home must meet strict Department of Veterans Affairs standards:

: You buy the land first using cash or a conventional land loan, then use a VA construction loan to build the house.