: You deposit a specific amount (the "holdout") into a savings account with a bank.
: Many banks, such as Security Bank or Chase , allow users to convert to a "regular" unsecured card and get their holdout deposit back after a period of responsible use. Important Considerations Understanding Hold Out Deposits for Credit Cards card holdout buy
: The bank issues a credit card with a limit typically ranging from 80% to 100% of your holdout deposit. : You deposit a specific amount (the "holdout")