Checking My Credit May 2026

How to Recognize and Report Spam Text Messages | Consumer Advice

If you received a text message about checking your credit, , as it is likely a phishing scam intended to steal your personal information. Immediate Safety Precautions checking my credit

: Scammers use links to direct you to fake websites that mimic banks or credit bureaus. How to Recognize and Report Spam Text Messages

To check your credit safely, use these official and verified methods: : Legitimate financial institutions will never ask for

: Even replying "STOP" or "NO" confirms your number is active, which can lead to more scam attempts.

: Legitimate financial institutions will never ask for your Social Security number, account numbers, or PINs via text.

: If you are concerned, log in to your account through an official app or a trusted website like AnnualCreditReport.com. Legitimate Ways to Check Your Credit