Commercial Insurance Companies -

: Nonprofits are facing significant hurdles; approximately 70% of brokers report that carriers are non-renewing certain classes of nonprofits regardless of their loss history, often with premium increases of 25% or more .

: A legal requirement in most states to cover medical bills and lost wages for work-related injuries. COMMERCIAL INSURANCE COMPANIES

: Consult AM Best ratings to assess a carrier's ability to pay out long-term claims. : The Excess & Surplus market now accounts

: The Excess & Surplus market now accounts for 9% of the entire property and casualty sector, up from less than 5% five years ago, as specialized risks move toward non-admitted carriers. Essential Commercial Coverage Types : Nonprofits are facing significant hurdles

: Covers owned or rented buildings, tools, and equipment.

Businesses typically secure a combination of the following to manage operational risk: