Dc Home Buying Programs <RECOMMENDED ✧>

: Payments are deferred for five years, followed by a 40-year principal-only repayment period.

: Minimum credit score of 630 and completion of a HUD-approved homebuyer education course. The Flexible Alternative: DC Open Doors dc home buying programs

Washington, D.C. offers some of the most robust homebuyer assistance programs in the country, designed to make the District’s competitive market more accessible. Whether you are a first-time buyer, a local government employee, or just looking to reduce your closing costs, there is likely a program for you. : Payments are deferred for five years, followed

: Typically requires a minimum credit score of 640. For Public Servants: EAHP and DC4ME offers some of the most robust homebuyer assistance

HPAP is the cornerstone of D.C.’s housing assistance, providing "gap financing" for low- to moderate-income residents.

: Must be a first-time homebuyer (no ownership in 3 years), a D.C. resident (priority given), and meet income limits based on household size.

For those who exceed HPAP income limits or need a faster process, DC Open Doors is a highly accessible option through the D.C. Housing Finance Agency (DCHFA) .