Budget an extra 2% to 5% of the home price for taxes and fees.

Lower down payments mean larger loans and higher monthly costs.

If you put down less than 20%, you usually pay an extra monthly fee.

Generally, you can buy a house with anywhere from , depending on your loan type and financial goals. 🏠 Down Payment Options

Available for VA loans (veterans) or USDA loans (rural areas).

Don't spend every penny; keep a "house emergency fund" for repairs. 💡 Which is right for you?

Standard for many repeat buyers with good credit.

Common for FHA loans or conventional loans for first-time buyers.