Is 710 A Good Credit Score To Buy A House May 2026

You are highly likely to be approved for a mortgage, provided other factors like income and debt-to-income (DTI) ratio are stable.

You fall into a "strong borrower" category but will generally pay a slightly higher interest rate than those with scores of 740 or higher .

With this score, you qualify for almost all common mortgage types: 710 Credit Score: A Guide to Credit Scores - Chase Bank

A is widely considered a "good" score for buying a house. In the current April 2026 market, it comfortably exceeds the minimum requirements for most major loan programs, though it sits just below the "Very Good" and "Exceptional" tiers that unlock the absolute lowest interest rates. Where a 710 Score Stands Lenders typically categorize a 710 score as follows: