: Provided by employers to employees, often including perks like maternity coverage or pre-existing disease cover .
: Standard policies may exclude specific procedures or conditions; it is vital to review the policy terms carefully. Medical Health Insurance
Medical health insurance is a contract where an insurer agrees to cover a portion or all of an individual's medical expenses in exchange for a premium payment. It serves as a financial safety net against high healthcare costs, providing access to necessary treatments without immediate out-of-pocket burdens. Key Benefits : Provided by employers to employees, often including
: Covers high-cost events like surgeries, hospital stays, and emergency care. : Provided by employers to employees