Paydayexpress.co.uk [ 2026 Update ]

This is a story about a digital relic and the shifting tides of the UK’s financial landscape. The Dawn of the Digital Handshake

Ensuring that no borrower would ever have to pay back more than twice what they originally borrowed.

As reported in the CMA’s final investigation report , these regulations forced many of the original "big players" to either pivot their business models or exit the market entirely. A Legacy of Regulation