Programs To Help Buy A Home May 2026

: 0% for eligible veterans, active-duty members, and surviving spouses.

: 0% for homes in designated rural and suburban areas. programs to help buy a home

Most states operate housing finance agencies that provide grants or "silent" second mortgages to help with down payments. Apply for the Georgia Dream Homeownership Program : 0% for eligible veterans, active-duty members, and

: FHA loan limits in 2026 increased in most counties, providing up to $40,000 more in purchasing power. VA Loans (Department of Veterans Affairs) : : 0% for eligible veterans

These loans are insured by federal agencies, allowing private lenders to offer lower down payments and flexible credit requirements. :

: 3.5% if your credit score is 580 or higher; 10% for scores between 500–579.