Today Mortgage Rate May 2026

: Housing economists generally expect rates to remain above 6% for the remainder of 2026, though a Federal Reserve rate cut could provide further downward pressure. Top Lender Offers Today 30-Year Fixed Rate 15-Year Fixed Rate U.S. Bank Wells Fargo Bank of America Associated Bank

: According to Freddie Mac , rates are currently at their lowest levels observed in the last three spring homebuying seasons. today mortgage rate

Note: Rates vary based on credit score, down payment, and location. : Housing economists generally expect rates to remain

: Today's 30-year refinance rates are averaging higher than purchase rates at roughly 6.40% to 6.68% . Note: Rates vary based on credit score, down

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: The 30-year conventional rate saw a minor dip of approximately 3 basis points from the previous day.