If you have a large windfall and a high risk tolerance.
This involves investing a fixed amount at regular intervals (e.g., monthly).
Investing all your available capital at once.
When deciding , most financial experts agree that "time in the market" is far more important than "timing the market". While there are technical moments to execute a trade, the best time to start is generally today to maximize the benefits of long-term compounding. 1. The Strategy: Lump Sum vs. Regular Investing