: These messages often claim you have applied for a large loan (e.g., $10,000) or that your credit file is being accessed. This is designed to create a sense of urgency so you react without thinking.
The phrase "" is associated with a smishing (SMS phishing) scam . Who Has Our Credit File? – AZMATH
If you received a text message containing this phrase, it is likely an attempt to trick you into calling a number or clicking a link to "cancel" a fake loan or resolve a credit issue. What You Should Know : These messages often claim you have applied